How to successfully create PayPal account to send and receive money online in Nigeria


How to successfully create PayPal account


Gone are the days were digital marketers send and receive money using local bank transactions within Nigeria only. With PayPal account you can buy products online and successfully make payment from Nigeria using your PayPal account as well as getting paid through PayPal account in Nigeria.

Using PayPal account in Nigeria is a win-win between marchants and buyers as well as between Nigerian digital marketers and foreign traders. Using PayPal account will not only gives you a satisfaction, it's also simple, safe and secured!

What is PayPal?


A PayPal is a global transaction medium managed by PayPal Inc. The company aimed to foster digital marketing and online transactions by providing access for their users to make smooth, safe and secured transactions online without marchants having access to your bank details. If you're using PayPal account to make online transactions, of course, you're 99% safe from internet fraud.

Advantages of creating PayPal account to send and receive money online in Nigeria


1. With PayPal account you don't have to bother yourself to open a dollar account in Nigeria. You can use your PayPal account to receive money from a foreign countries that uses dollar or EUR while you cash out in Naira from your local bank. Like web designer whom offered a services to foreign clients on fiverr.com

LEARN FAST! how to make money online as a web designer in Nigeria

2. With PayPal account you can buy products on Amazon, eBay, swappa and other foreign e-commerce websites without any hindrance.

3. You can also send money to your friend in abroad to buy a particular product(s) for you and ship it to Nigeria.

4. You can write for a foreign Bloggers and get paid for your freelancing services . Most freelancers in Nigeria uses PayPal account to send and receive payment online in Nigeria. Without going further, if you have PayPal account I can hire you to write for me and get paid via your PayPal account. If interested you can contact me via email or using WhatsApp handle below.

If you own a blog you can inform your blog visitors that are interested in freelancing to contact me and get paid to write on Bilaltechi.com once they have PayPal account. Kindly craft an article on your blog by linking to this page as reference. So that they shouldn't think you're lying. Warning! Don't copy this post and paste on your blog or else Google will penalise you!

5. The advantages of having PayPal account in Nigeria are limitless. Now let us go in depth explanation on how to successfully create PayPal account in Nigeria.

Here is how to successfully create PayPal account in Nigeria in just 5 min


This is the most simplest and easiest guide you can find on the internet as I'm going to show you how to successfully create PayPal account with screenshots to send and receive money online in Nigeria.


  • Visit PayPal official website at www.PayPal.com or download PayPal app from your mobile phone app store (available on play store and Apple store). Nevertheless, the procedures are still the same if you're using PC (laptop) to create PayPal account in Nigeria. Just keep reading!
  • From the homepage, click on menu located at the top left corner of your mobile phone.


  • You will see options after clicking on menu. From the options provided, click on personal with a V-sign beside it. Actually, there are two (2) types of PayPal account which are personal and business. Note that the business account isn't yet available in Nigeria.
  • Click on sign up showing below personal.


  • A form will display where you will enter your email address and password. Create a unique password and make sure you used password that you can easily remember.
  • After filling in your email address and password click on continue 

Image showing how to create PayPal account

  • On the next page you will be asked to fill in all the personal information required. Make sure you do it correctly. Your street address must be the same as the address you used in opening your local bank account. The second Street address can be left unfilled.
  • Click the box below your mobile phone to accept PayPal user agreement and privacy policy. After checking the box click on agree and continue


Image showing how to successfully create PayPal account

Wuuu! Your PayPal account has been successfully created. The next step is to varify your PayPal account. It's quite simple, so don't panic!

How to successfully verify your PayPal account to send and receive money online  in Nigeria


You can't send and receive money online with your PayPal account in Nigeria until you verify your PayPal account. To verify your Nigeria PayPal account which you have just registered go to your email account. A link has been sent to you via the email you used to register your PayPal account. Click on the link to activate your PayPal account.


Image showing how to activate PayPal account

You will be redirected to your PayPal account. Click on get verified. Then, click on link a card. You will be asked to fill in your Master or Visa card details in order for PayPal to link your account with your local bank account. This is very important as you can't send and receive money online in Nigeria without linking your PayPal account with your local bank account. Fill in your ATM (Master or Visa) card correctly. Details are card number, expiring date and the 3-digit-code behind your ATM card. After filling the details click save.

Note that $1.95 will be deducted from your local bank account. The money will be refunded within an hour. The deduction is to verify your ownership of the card. After the deduction a 4-digit-code will be sent to you as a confirmation code to verify your ownership of the card. Enter the 4-digit-code correctly and click on continue. Wuuuu! That's all!!... Your PayPal account has been created and verified successfully!!!

LEARN FAST! How to start web design freelancing on fiverr.com and receive payment with PayPal account

How to successfully fund your PayPal account to send and receive money in Nigeria

Unfortunately, Nigeria PayPal account has been restricted from funding the account but you can use your PayPal account to make payment online in Nigeria. Therefore, instead of funding your PayPal account to make payment online in Nigeria the payment is deducted directly from your local bank account which you linked with your Nigeria PayPal account.

Due to the restriction, Nigerians can't receive PayPal funds. And the restriction was as a result of Internet fraud ALART in Nigeria. The company focused to keep their platform safe and secured and build trust between them and their users as well as saving their users from falling into the hands of Internet fraudsters, hence resulted the restrictions from using some of the PayPal features to Nigerians. Despite the restrictions  I won't let you down. Here is another alternative for you.

You can use your PayPal account to register on PayPal exchange company in Nigeria to receive PayPal funds in Naira. There are fast growing e-currency exchangers based in Lagos, Nigeria. You can contact them at mytopexchange.com or call 08144333114 for assistance.

We pray that PayPal will soon allow Nigerians to receive PayPal funds at their comfort zone so that we can enjoy full features of Nigeria PayPal account.

Please don't forget to share with friends and if you have any compliance drop your comment below  I will respond you ASAP. Thank you!

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